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Health Insurance for Foreigners in Spain

Medical consultation for foreigners who need medical insurance in Spain for residency or visa purposes.
Generali health insurance

Health insurance for foreigners in Spain: avoid mistakes in your paperwork

Insurance adapted to residence procedures in Spain.
Full options, with or without co-payment
Personal advice before contracting
Direct attention in Spanish or English
Health insurance for foreigners in Spain | Residence, NIE, TIE and visas
Health insurance for foreigners in Spain

Avoid mistakes in your procedure

I help you to review private health insurance options in Spain according to your situation: residence, visa, NIE/TIE, student, family, self-employed or recent move to the country.

I want to review my case Talking on WhatsApp
Direct advice No switchboards or eternal automatic responses.
Generali Options Private health care with different levels of coverage.
Spanish, English and Italian So that you understand what you are contracting.
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Before contracting, we review the context Because not all procedures and profiles need the same thing.
  • Residence, visa, NIE/TIE or renewal
  • Individual, couple or family insurance
  • Options with or without co-payment according to need
  • Start date adapted to your procedure
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Important: do not buy “just any insurance” for a transaction.

A travel insurance policy, a policy with limited coverage or an option that does not fit with what you are asked for can waste time, money and patience. And patience, in foreigners' affairs, you already spend enough.

Review now
Why get it right from the start

Four reasons to seek advice before contracting

The key is not to hire fast. The key is to hire something that makes sense for your personal, family and documentary situation.

1

Tailored to your procedure

We check whether you are seeking cover for non-profit residency, visa, student, EU family member, renewal, job transfer or other situation.

2

With or without co-payment

We assess options according to budget and need: more comprehensive cover, frequent use, family, emergency, specialist or hospitalisation.

3

No improvisation

I ask you for the correct data from the beginning to avoid back and forth. Less “you're missing a piece of paper”, more moving forward.

4

Real accompaniment

You talk to me directly. I explain the options clearly so you don't have to rely on reading terms and conditions as if they were a medieval treatise.

Choose your situation

Not all foreigners need the same health insurance

Select the profile that most closely resembles your case and you will see what we usually check before we quote.

Medical insurance for residence, visa or renewal

In this case, we review in particular the type of procedure, the date of submission, the required duration and whether a co-payment-free or more extensive coverage is appropriate.

Type of residence or visa applied for
Nationality and current situation in Spain
Desired policy start date
Number of persons to be insured
Age or date of birth
Documentation you need to present

Health insurance for foreign students

If you are coming to study in Spain, you should consider the length of your stay, the university or school, your age, your country of origin and whether you need an annual policy or coverage tailored to your period.

Duration of studies or stay
Province where you will live
Intended use of health insurance
Possible visa documentation
Approximate monthly budget
Date of arrival in Spain

Health insurance for foreign families in Spain

For families, the aim is to balance coverage and price. We review ages, usual medical needs, paediatrics, emergency, specialists, hospitalisation and expected level of use.

Number of adults and minors
Ages of each insured
With or without co-payment
Province of residence
Need for paediatrics or specialists
Current insurance, if you already have one

Health insurance for self-employed foreigners

If you are self-employed, in addition to private health care, you may be interested in income protection in case of sick leave. Because when the self-employed stop, business doesn't always wait for coffee.

Professional activity
Age and province
Intended use of health insurance
Interest in sick leave or daily compensation
Tax status and administration
Start date of coverage
How it works

Simple process: you tell me your case and I prepare a proposal.

The idea is that you don't have to become an expert on insurance, foreigners and small print in a single afternoon.

Data I need to guide you

With this information I can better review which option might fit and avoid incomplete quotations.

  1. Name, telephone and emailIn order to be able to send you the proposal and resolve any doubts quickly.
  2. Nationality and status in SpainIt is not the same to already reside in Spain as to be preparing a visa from abroad.
  3. Type of procedureResidence, renewal, student, EU family member, visa or other need.
  4. Date of birth of each insured personThe price depends on the ages and the number of people insured.
  5. Province and start dateTo adjust the coverage, medical list and validity of the policy.

What we reviewed before moving forward

Before contracting, it is advisable to confirm that the option chosen makes sense for your particular case.

  1. Real need for insurancePaperwork, family health, private coverage or combination of reasons.
  2. Level of coverageSpecialists, diagnostic tests, emergencies, hospitalisation and other relevant guarantees.
  3. Co-payment or no co-paymentWe analyse whether you are better off paying less with co-payments or a more comprehensive option.
  4. Documentation and timingIf you have a deadline, the important thing is not to leave insurance to the last heroic minute.
  5. BudgetWe are looking for a balanced solution: one that covers what is necessary without increasing the quota.
Frequently asked questions

Common doubts before contracting

These are the questions that are often asked before requesting a quotation.

It is not advisable to assume this. Depending on the procedure, they may ask for specific characteristics. That is why it is better to review your case before contracting.
No. Travel insurance is intended for a temporary stay. Private health insurance in Spain is intended for living, residing or staying in the country with continuous health cover.
It depends on the case and the documentation available. We review it before moving forward to avoid a quotation that cannot be properly formalised.
I usually need full name, nationality, date of birth, province of residence, type of procedure, number of insured persons and desired starting date.
Yes, we can review options for adults, children and families, taking into account age, province, desired coverage and budget.
No. You can ask me for a review and a non-binding proposal.
With co-payment you pay a smaller fee and a small amount when you use certain services. Without co-payment, you usually pay more, but you avoid these usage-based payments.
It depends on the procedure. In many cases you are looking for comprehensive coverage with no co-payments, but before recommending anything it is worth checking exactly what you need to submit.
In some cases it can be arranged before arrival, but this will depend on documentation, method of payment, start date and recruitment requirements.
It is best not to leave it to the last minute. If you have an appointment, a document presentation or a trip planned, it is a good idea to check options with enough time to spare.
Yes, it is normally possible to request a specific effective date, provided that it fits in with the conditions of contracting and issuing the policy.
This may be the case. The coverage in your country is not always useful for living or applying for residency in Spain. You should check whether it really meets your needs.
Yes, for a family proposal I need the dates of birth of each insured person and whether they all need the same purpose of cover.
You must declare them correctly in the contracting process. The insurer can assess the risk and establish conditions according to each case.
They may be available for certain benefits, depending on the type and conditions of the policy. It is therefore important to check the option carefully before taking out the policy.
It depends on the modality contracted. If hospitalisation is important for your personal peace of mind, we review it as a key point of the proposal.
Private health care arrangements often include access to different medical services, but the specific guarantees depend on the product chosen.
It depends on the medical staff, modality and network available. That is why it is useful to indicate from the beginning in which province you are going to live or move more frequently.
Yes, the idea is that you understand what you are contracting, what is covered, what is not covered and what points to check before signing.
You can write to me by WhatsApp or email with your name, nationality, age, province, type of procedure and the date you need the insurance to start.

Your health insurance in Spain, without playing administrative roulette

Ask me for a quick review of your case and I will prepare a proposal according to your profile, procedure and coverage needs.

Talking to Federico Send email
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